There has been a lot of buzz since the new year about people getting organized, starting and/or trying to stay on a budget etc. and I have caught the wave..lol.
Last month (before Christmas shopping) Tony and I had a discussion about our finances and budgeting. My detailed husband made up a budget that accounted for everything in our lives and it looks pretty good - on paper. Reality, eh, not so much -so far!
One of our goals is to hopefully be able to take an actual family vacation this year. Our long term goal is to save for a house. That is a wonderful dream that I would really like to become a reality.
So - I have been reading a plethora of blogs these days about saving money on groceries and I am ready for the challenge of reducing our grocery budget in order to save more money. I love the idea of using coupons to the max and getting money back at the end of my trip..however, the reality is that I don't use coupons very often because the things we usually buy don't normally come with coupons.
I know people who "save big" because they use coupons. My question is - do they shop for things that they normally would and the coupons are a handy way of saving? Or - do they shop based on the coupons and their eating habits have been changed to accomodate the "savings" that they receive?
I think I'm going to do as some others have done and post my grocery buys so I can track how I am doing on our budget. I am also going to try to cut down on the little trips to the store because I forgot something or I think of something different than what I originally planned on. That will be hard for me but I'm going to try.
I'm also going to try and do a better job in other areas of my life to stay organized. There are some days when I feel like I am being pulling in a lot of different directions and by the end of the day, I am worn out and can't think anymore.
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